Credit Report Problems

Did you know that around 25% of people have errors on their credit reports? And 5% of these individuals (roughly 10 million people) who have errors could find themselves facing serious financial ramifications. At the Liviakis Law Firm, we offer legal assistance to anyone dealing with credit report problems. We’ll help you keep your credit safe.

Reasons for Credit Report Problems

There are several culprits to credit reporting problems. Some of the most common include identity theft and false credit reports. Many times, reports of consumers who share the same name with others are mixed up, or erroneous information may be included on credit reports, and not identified. When an error is found, it can take months of aggravating work to get it resolved. These situations can cause all kinds of nightmares—your interest rates could increase, your accounts could be closed, and you could find yourself unable to apply for a mortgage. In worst case scenarios, you could lose your car or even your home.

The Importance of a Clean Credit Report

In order to achieve your personal and financial goals, it is extremely important that your credit report is accurate. Your credit report has sensitive information about your bill-paying history, as well as information about your finances. When you are applying for car loans, business loans, etc. a clean credit report can make all the difference. If you have been the victim of credit report problems, it is essential that you take quick action to rectify the situation. We can help.

Dealing with Credit Reporting Bureaus

Credit reporting bureaus have repeatedly been sued for millions of dollars by consumers and regulators because of all the errors that occur. Yet the problems still continue. Countless individuals have run themselves ragged for months and even years, trying to settle problems with their credit reports, only to find their problems never being resolved, or even worsening. With an attorney by your side, you can avoid these headaches and find real and fast solutions. We’ll give your case the justice it deserves.

Help When You Need It Most

If you are dealing with credit report problems, there is help available. You don’t heed to deal with the hassle of jumping through the credit reporting bureau’s hoops. Give us a call at Liviakis Law Firm for a free phone consultation.