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A Trustee in Chapter 13 Bankruptcy

A trustee will be assigned to your case within a few days of filing Chapter 13 bankruptcy. The court will send a Notice of Appointment of Trustee, providing the name, address and phone number of the trustee assigned to your case. The notice may also list any financial... A Trustee in Chapter 13 Bankruptcy

Automatic Stay in Bankruptcy

The automatic stay prevents most creditors, collection agencies or any other party seeking to collect a debt from you to contact you. By law, they must stop all collection attempts from you, this includes: ∙ Phone calls ∙ Letters ∙ Liens ∙ Wage garnishments ∙ Lawsuits... Automatic Stay in Bankruptcy

Co-Debtors and Bankruptcy

When you file bankruptcy, the court will want to know if anyone else could be responsible for the debt you are attempting to discharge. They may look for these other parties, called co-debtors, in attempts to collect amounts unpaid by your discharge. Some of your... Co-Debtors and Bankruptcy

Married Filing Bankruptcy

If you and your spouse are considering filing bankruptcy, there may be barriers you didn’t know about. For instance, if you did not obtain a license and go through a ceremony, the federal government may not consider you married. For many couples, it may be beneficial... Married Filing Bankruptcy

Comparison of Chapter 7 and Chapter 13 Bankruptcy

Sometimes it is difficult to know what type of bankruptcy would be in your best interest; here is a quick guide to cover the basics. You should ultimately talk to a bankruptcy attorney to determine the best course of action for your unique situation. Analysis of... Comparison of Chapter 7 and Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is for reorganization and repayment of your debt. People often choose Chapter 13 when they are behind in their secured loans such as their home or vehicles, and they want to keep those assets. Chapter 13 bankruptcy can also be an option if... Chapter 13 Bankruptcy

Getting Your Car Back After Bankruptcy

If you fall behind on your car payments, and you believe your vehicle is about to be repossessed, one of the first things you should do is remove any personal items out of your car. Sometimes personal belongings can vanish from your car at the impound lot. If you... Getting Your Car Back After Bankruptcy

Bankruptcy and Student Loan Default

If you fall behind in your student loans, the government has a number of ways to come after you to get their money. When you stop paying on your student loans altogether, they are considered to be in default. If your student loans are in default, the government can... Bankruptcy and Student Loan Default

Timing of Your Bankruptcy

When you are having financial difficulties, sometimes the timing of when you file for bankruptcy can be just as important as the type you file. Delaying Filing There may be times you might want to delay filing bankruptcy for a few months to make sure your work bonuses... Timing of Your Bankruptcy

How Often Can You File Bankruptcy

If you find that you are in financial trouble again after your bankruptcy has been discharged, you may need to file again to get bankruptcy protection from your creditors. You can file for bankruptcy as often as you want, but you will only receive a discharge if the... How Often Can You File Bankruptcy