Folsom Bankruptcy & Debt Settlement Attorney
Our Folsom bankruptcy lawyers are dedicated to helping clients in with bankruptcy and debt settlement to solve their debt relief needs. At Liviakis Law Firm we deliver real, effective solutions utilizing bankruptcy law for your benefit. With the help of our bankruptcy lawyer, you can consolidate your debt, free yourself from creditors, and start on a new path to financial freedom.
Folsom, CA is a strong economic city and family oriented community with higher than average income and property values. In the Folsom community it is common to seek the very best education, health, and diet for our families. Since Folsom is home to Intel Corporation and many of its employees there is a significant amount of wealth in the community. Even with our local prosperity we still find ourselves with debt problems including large credit card payments and mortgage payments. If you are paying more than 10 percent of your monthly net income to credit cards you are probably paying too much. And as a result your finances are strained. This leaves your retirement and savings account much weaker than they should be. In these situations it makes sense to discuss your options with a debt resolution and bankruptcy attorney.
When you are facing overwhelming debt, foreclosure, or demanding creditors, you need a legal representative on your side. Contact our firm today to begin feeling relief from these stresses right away. We answer your questions and explain bankruptcy law to you, as well as represent your best interests with creditors and judges.
Contact us today a free initial consultation.
Serving the Needs of the Community
Our firm serves individuals, business owners, and families with their debt relief needs in Folsom. If you have questions about filing for bankruptcy and how you can move toward a future without overwhelming debt, contact us. You will receive experienced legal help as we provide a plan and a guide for you.
Many homeowners in Folsom have experienced a rapid increase in the value of their family real estate. That makes your family home a valuable asset for living and financial purposes. So when you miss two or three monthly mortgage payment because your finances are tight, it's a serious matter. But mortgage companies offer little help when you are in a bind. They don't accept partial payments and while you may apply for a loan modification those can take months to complete and are often denied when you need them most. In this situation chapter 13 reorganization offers a solution for homeowners and allows them to catch up on the missed payments over a 60 month period without interest. This makes catching up on missed mortgage payments affordable and protects your home from foreclosure sales.
We are able to meet a variety of needs, including the following:
- Business bankruptcy
- Personal bankruptcy
- Foreclosure defense
- Estate planning
At Liviakis Law Firm, we understand that every need is different and calls for customized solutions. Our bankruptcy attorney will work with you every step of the way to protect your rights, your assets, and your future.
Legal Service with Confidence and Responsiveness
The Liviakis Law Firm has earned a reputation for integrity and efficiency with our clients, creditors, and with the local court trustees in Folsom and the surrounding area. We find sensible and honest strategies that work for your needs. Here are a few options we will discuss with you to find the best route:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- Chapter 11 bankruptcy
- Chapter 12 bankruptcy