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The Benefits of Bankruptcy Can Help to Alleviate Pre-Bankruptcy Concerns

Liviakis Law Firm Team

Filing for bankruptcy due to credit card or other debt may seem intimidating, but the fact of the matter is it might be the smartest financial decision you will ever make. Bankruptcy gives people the opportunity to have a fresh start on their finances and there are many benefits to filing that you should be aware of if you are considering this as a next option. Here are just a few of the many reasons why filing for bankruptcy is a great thing.

  1. Gives You a Fresh Start
    The first goal of bankruptcy is to offer people a fresh start. If this is something you have been considering, know ahead of time that bankruptcy can reduce stress due to finances as well as erase any debts that you might have had that were weighing you down.

  1. Gets Collectors off Your Back
    Filing for bankruptcy will make it illegal for people to harass you about your debt. They will not be allowed to call you, send letters to your home or place of business, or garnish your wages. When you file for bankruptcy, you will experience a renewed freedom that you might not have had for a while.

  1. Keep Your House and Cars
    When you file for bankruptcy, rest assured that as long as you are current on your mortgage and auto loan payments, if you want to keep those things, you certainly can. Many people worry that their homes and cars will be taken away to pay off debts but as long as you are making payments, you will be fine.

  1. Put the Past behind You
    A bankruptcy filing is in a lot of cases the perfect solution to major financial problems in a person’s life. While many people feel that bankruptcy ruins a person’s credit, we can assure you that what it really does is allows the person to be reborn with new credit and an opportunity to make better financial decisions in the future.

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