ARAG Legal Insurance - Badge
Avvo Rating - Badge
Lawyers.com - Badge
Google Rating - Badge
Better Business Bureau - Badge

How Often Can You File Bankruptcy

Liviakis Law Firm Team

If you find that you are in financial trouble again after your bankruptcy has been discharged, you may need to file again to get bankruptcy protection from your creditors. You can file for bankruptcy as often as you want, but you will only receive a discharge if the legal requirements are met.

Chapter 7

If you received a Chapter 7 discharge in the past and would like to file Chapter 7 again, you must wait for a period of eight years before you can file. The clock starts from the date your previous bankruptcy case was filed with the court. You may not get a discharge of debts if you filed a Chapter 13 case within the last six years unless you meet the strict legal requirements.

Chapter 13

If you filed Chapter 7 within the last four years, you might be able to file for a Chapter 13 bankruptcy. If you filed Chapter 13 previously and received a discharge, you can file a Chapter 13 again within two years.

If your case is dismissed, you may have to wait for 180 days before filing a new case. It is rare that you have an unsuccessful Chapter 7 case; the reasons could be that the court thinks you have enough income to make payments to your creditors. In those cases, your Chapter 7 will be changed into a Chapter 13 bankruptcy. Chapter 13 cases do often fail because the debtor cannot make the required monthly payments.

If you have previously filed bankruptcy and received a discharge, you may want to talk to a Roseville bankruptcy attorney to discuss if you are eligible to receive another discharge and what type of bankruptcy would give you financial relief.

Our Office

Former Office
1215 K St

Sacramento, CA 95814

Phone: 916 459 2364
New Office
2377 Gold Meadow Way
#100

Gold River, CA 95670

Phone: 916 459 2364

Client Reviews

Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...

Lindsey Joyner

Mik is a great attorney. Very friendly & professional. Price is was bit high compared to other firms. Probably the highest I've seen. If price your thing, checkout other firms. Other than that, Mik will get the...

Oi Vinn

Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...

Jina and Steven Hale

Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...

Wes Pohl

I nothing but great Experiences, and great service.

Tony Boone

Positive: Professionalism, Quality, Responsiveness, Value

Linda Todd

Contact Us

Fill out the contact form or call us at (916) 459-2364 to schedule your free consultation.
  • Language.png Free Consultation
  • Phone.png Phone Appointments Available
  • Gavel.png Talk to Award Winning Attorney Today

Leave Us a Message