Topic: Debt Relief

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Betsy DeVos Faces Legal Action for Freezing Student Debt Relief

Student Loans have long been a rising challenge for college graduates in the Unites States.  The cost of eduction has steadily increased during the last half century.  In fact, higher education tuition is one of the fastest increasing costs for young Americans.  The...

What is the Debtor Education Course?

Whether you are seeking debt discharge through Chapter 7 or Chapter 13 bankruptcy in California, you must complete the debtor education course as a requirement of the US Bankruptcy Code. The debtor education course is intended to teach you fundamental personal finance...

The 341-Meeting

Many individuals who visit a bankruptcy law firm in California fear attending court as a step towards filing Chapter 7. The 341 meeting of the creditors is usually the one and only court appearance individuals filing for Chapter 7 bankruptcy must attend. Additionally,...

Debts That Are Not Discharged in Bankruptcy

Bankruptcy is a highly efficient form of debt relief that can legally eliminate many of your debts. There are exceptions to this, however, as some types of debts that are not eliminated or "discharged" in bankruptcy. These debts include family obligations, student...

Is Debt Consolidation as Damaging to Credit as Bankruptcy?

Bankruptcy attorneys in Sacramento, CA often get asked about the differences between debt consolidation and bankruptcy and which one causes more damage to your credit. A Chapter 7 bankruptcy will remain on your credit for 10 years, and so it does have the potential to...

What Does a Chapter 13 Bankruptcy Trustee Do?

Because a Chapter 13 bankruptcy typically lasts 3-5 years, the chapter 13 bankruptcy trustee plays a crucial role in your bankruptcy proceedings. In a Chapter 13 bankruptcy, you will create a repayment plan that ensures all your secured, priority, and some if any...