Topic: Debt Relief

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When You Have Tried Alternatives to Bankruptcy

If you have fallen behind on your payments and are struggling to pay your bills, you may have tried other alternatives to get back on track. If you tried speaking to bill collectors and making arrangements only to fall back behind again because either they were...

Behind in Payments and Bankruptcy

Getting behind in your payments can be a result of several things, job loss, medical bills, unexpected expenses to name a few. If you owe more money then you have assets, you are considered “upside down” in your debt. Even by selling everything you own, you still...

Debt Settlement Firms

Due to an increase in consumer debt, the number of debt settlement agencies is on the rise. Debt settlement is a legal way to pay off your creditors at possibly a reduced rate. Many debt settlement firms are legitimate and helpful, but not all are created equal. There...

Betsy DeVos Faces Legal Action for Freezing Student Debt Relief

Student Loans have long been a rising challenge for college graduates in the Unites States.  The cost of eduction has steadily increased during the last half century.  In fact, higher education tuition is one of the fastest increasing costs for young Americans.  The...

What is the Debtor Education Course?

Whether you are seeking debt discharge through Chapter 7 or Chapter 13 bankruptcy in California, you must complete the debtor education course as a requirement of the US Bankruptcy Code. The debtor education course is intended to teach you fundamental personal finance...

The 341-Meeting

Many individuals who visit a bankruptcy law firm in California fear attending court as a step towards filing Chapter 7. The 341 meeting of the creditors is usually the one and only court appearance individuals filing for Chapter 7 bankruptcy must attend. Additionally,...