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Debt Collection Protection

Liviakis Law Firm Team

Fair Debt Collection Practices Act (this is part of the Consumer Credit Protection Act) provides consumers with protections against unlawful or unethical debt collection practices. Under the FDCPA, debt collectors must follow certain rules about contacting consumers. For example, debt collectors generally have to stop trying to collect a debt that becomes past-due 90 days, and you can ask them to stop contacting you about the debt. Debt collectors may contact you about your debt, but only certain ways and under certain rules. For example, they may contact you in writing, but not by email or cell phone.

Individuals and people that have been victimized by a debt collector can actually receive money as compensation. While these actions may be a violation of the FDCPA, there are attorneys that specialize in these kinds of cases. So if you have been a victim of debt collector harassment, seek the help of a debt collector harassment attorney to understand your rights and protect yourself.

The FDCPA prevents any and all types of collection practices that are considered abusive, deceptive, misleading or dishonest. However, this law alone cannot solve your debt collection problems.

If you are experiencing problems paying your debts or making ends meet, being harassed by creditors or worried about upcoming harassment, or have been getting behind on payments; contact a Sacramento bankruptcy lawyer today. An experienced bankruptcy lawyer can review all of your debt relief options, from debt counseling to bankruptcy; helping you make an informed decision about your debt relief and creditor defense actions.

Our Office

Former Office
1215 K St

Sacramento, CA 95814

Phone: 916 459 2364
New Office
2377 Gold Meadow Way
#100

Gold River, CA 95670

Phone: 916 459 2364

Client Reviews

Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...

Lindsey Joyner

Mik is a great attorney. Very friendly & professional. Price is was bit high compared to other firms. Probably the highest I've seen. If price your thing, checkout other firms. Other than that, Mik will get the...

Oi Vinn

Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...

Jina and Steven Hale

Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...

Wes Pohl

I nothing but great Experiences, and great service.

Tony Boone

Positive: Professionalism, Quality, Responsiveness, Value

Linda Todd

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