Topic: Credit Card Debt

<< back to blog

Credit Card Debt in Chapter 13 Bankruptcy

Credit card debt is one of the most prolific types of consumer debt in California. In fact, the total credit card debt in 2018 for Americans exceeded $1 trillion. For the first time in history, this equates to an average household credit card debt figure of over...

Credit Card usage before Bankruptcy

A typical question we hear revolves around credit card usage before bankruptcy. Specifically, individuals want to know how using a credit card with the months leading up to filing for bankruptcy protection can affect the filer’s ability to discharge the debt. This is...

How to Defend Against a Credit Card Debt Lawsuit

Many individuals struggle with massive amounts of credit card debt. It typically begins when you miss a payment or two, and then start to fall more and more behind. The interest on the debt rises and before you know it, you have a giant credit card balance and no way...

Score Improving Credit Repair Solutions

Living with a poor credit history in the US is pretty tough to deal with. Bad credit will  make a lot of things including insurance, utilities, loans fairly expensive for you to procure. Here are a few effective score improving credit repair solutions. These will not...

Understanding Credit Card Debt

Credit cards affords you the flexibility for dealing with financial emergencies. However, doing so unmindfully can end up stacking an overwhelming amount of debt that is hard to pay off. That makes understanding credit card debt more important than ever. Here are a...

Debt Stress Relieving Strategies

If you are one of millions facing serious debt problems, don't worry. There are ways to get out from under your debts. The first step is admitting your debts are a problem. Next, develop a plan. Consider one of these debt stress relieving strategies for finding...