Articles Posted in News

Located at the confluence of the American River and the Sacramento River, Sacramento is also the capital city of the state of California in the US. Renowned for its diverse ethnicity, humongous tree canopy (which is also the largest in the US), archaic charm, Mediterranean climate, and its fast evolving ‘hipster’ culture, the city of…

Economists have found out that unlimited data mobile phone plans help limit inflation of the country. The unemployment levels are low and the job market is tightening. However, core inflation increased only by 1.9% in April when compared to the same time last year. It was at a 2.3% growth level in January and the…

Filing for bankruptcy or even the thought of it is quite disconcerting. Money management strategies are a dime a dozen, but not all of them actually work. They are like diets, they will work, but only if you are able to keep it up for long enough to reflect on the reports. You need to…

A judge in the U.S. District Court for the Northern District of California has ruled that if a business is going through a Chapter 13 bankruptcy, it need not find a place in its credit reports, especially if the process is still pending. The ruling covers only cases where the bankruptcy is ongoing and not…

Medical debt problems were once blamed on a lack of insurance coverage. Now that uninsured rates are down people are still experiencing high levels of medical debt. A closer looks reveals several factors. One is that high deductibles increase medical debt. High Deductibles Increase Medical Debt Many people assume that just because they have health…

The costs of healthcare go beyond high monthly premiums and co-pays. For many families unpaid medical bill debt problems are growing. Each year the number grows, leading more people into financial ruin. Similarly, many more cannot work and only experience more problems from no income. Unpaid Medical Bill Debt Problems A recent survey reports that…

It’s that time of year people dread: tax season. Filing taxes is daunting enough, and adding in debt problems is a recipe for disaster. Which is exactly what scammers hope to convey. By striking fear in the hearts of debtors they can take advantage. Financial experts warn that debt scams increase around tax season. Luckily,…

During this time of year you hear lots of cutesy terms that encourage consumer spending such as Cyber Monday and Small Business Saturday. These were developed to help spur holiday spending to boost retail sales at the end of the year. But, they aren’t necessarily a corporate greedy tactic. History of Small Business Saturday Known…

The last decade has been an economic roller coaster from the near peak unemployment rate to the housing market bubble and crash. Just a few short years ago, economists were concerned about the rate of consumer spending as most Americans simply weren’t buying enough to sustain economic growth as hoped. Given that consumer spending accounts…

A credit report can determine whether or not you can find a job, rent an apartment or buy a car or home. But the average consumer has very little knowledge about how the data is collected, who is receiving it, and what errors it contains. It is frightening how much a secret system can affect…