Articles Posted in Loans

When you file for bankruptcy, you don’t stop needing money to live day-to-day. There are many reasons why you might need a loan or credit for new, unexpected, or necessary expenses like vehicle loans, student loans, and mortgage or refinance loans. However, it is not always easy to secure a new loan while in bankruptcy…

Vehicle loans are one of the most popular loan types in the country, and for good reason. To make a living, most people require reliable transportation. One of the main concerns of people who file Chapter 7 bankruptcy is whether or not they will be able to get a car loan once they have done…

Getting a loan after bankruptcy is not impossible. It is in fact quite possible to get a loan after a bankruptcy. However, the borrower must understand that it is not going to be easy. It is not going to be simple because lending institutions are still very wary of giving loans to people who have…

Co-signing for a loan is not an everyday occurrence. Many people with poor or under established credit may only be able to secure a loan with the help of a co-signer. Although co-singing is commonplace in some instances, there are risks involved to both the borrower and the co-signer if the debt becomes delinquent or…

These days, many people are finding themselves drowning in debt or still suffering the consequences of prior unresolved debts. To stay afloat, some are turning to high interest, risky loans to make ends meet. Perhaps even worse, are the predatory lending practices of some agencies to take advantage of these consumers. Poor credit scores, a…

There are several types of loans that consumers can choose from when it comes to borrowing money. Payday loans, title loans and personal loans are the quickest, easiest option for anyone needing fast cash, but, they are risky. Other types of loans are more exclusive, often requiring criteria that make it difficult for the average…

You may wonder what will happen to your debt during your bankruptcy case. Unsecured debt like credit cards, medical debt, and payday loans will be eliminated, but the secured debt will be handled differently. Secured debt usually includes a home mortgage or vehicle loan. The lender holds the property as collateral until you have paid…

As a Bankruptcy attorney in Sacramento California, questions about obtaining a small business loan after bankruptcy are reasonably common. Specifically, small business owners who have declared personal bankruptcy in California in the past want to know if a small business loan is within their grasp. While the general impression is that a lender will not…

A subprime loan is commonly referred to a secured interest loan made to an individual with a credit score of 620 or lower. Interest rates are normally higher on these types of loans in order to offset the riskier lending. In subprime auto loans, serious delinquencies are showing signs of another financial crisis, leading to…

For those drowning in debt and unable to pay bills for basic necessities, a short term loan such as a payday loan, cash advance loan, or title loan may seem like an intriguing option. However, these types of loans are typically only designed to hold you over until the next pay check and often times…