There are people out there that are looking to take advantage of vulnerable people. One way people fall victim is to become involved in bankruptcy-related scams. If you are considering filing bankruptcy, it is important to be aware of some of the possible ways scammers could be looking to take advantage of you.

Red Flags

One red flag is enormous up-front fees. Any agency charging enormous fees, or making “too good to be true” promises is likely a scam. Other red flags include robocalls or unsolicited calls. It isn’t uncommon for some scammers to use personal information from bankruptcy filings to call victims while posing as attorneys. These scam artists ask for the consumer to wire money to pay off a debt or they could be arrested. You should know, that a bankruptcy attorney or a staff member would never call a client and ask for a wire transfer to satisfy a debt, and certainly never threaten with an arrest if the debt isn’t paid.

Contact an Attorney

The easiest way to make sure you are going to get financial relief is to contact a bankruptcy attorney. Do not pay money for debt counseling or bankruptcy services that look too good to be true.

Some of the ways you may be scammed are:

  • Asking you to pay for a credit report when you can find these for free
  • Asking for money up front to deal with your credit issues
  • They tell you they can remove all negative marks on your credit report
  • They offer a quick fix
  • Being sold products instead of getting any real advice
  • Being told to make mortgage payments to the agency instead of the mortgage company
  • Being asked to sign over the deed to their house

Talking to an Elk Grove bankruptcy attorney will give you a clear path to take when filing bankruptcy. A legitimate bankruptcy attorney will help keep you from being a victim to bankruptcy scams.