ARAG Legal Insurance - Badge
Avvo Rating - Badge
Lawyers.com - Badge
Google Rating - Badge
Better Business Bureau - Badge

A Fresh Start Post-Bankruptcy

Liviakis Law Firm Team

Rebuilding Credit Post-Bankruptcy
Bankruptcy offers a huge relief for those dealing with massive amounts of debt. While bankruptcy has allowed you to wipe the slate clean, a lower credit is the price that is paid. If your credit was not in good shape before your filing for bankruptcy then it is imperative to rebuild it as soon as possible.
If you are lucky enough to have kept your home post-bankruptcy. Paying your mortgage on time can actually help you increase your credit score.
Paying your bills on time is also important. This shows your lenders that you have learned from previous fiscal mistakes and are making the effort to not fall into your old habits.
Once you are on a better financial track, look into a credit card. While you may not qualify for an unsecured card, credit card companies may be open to giving you a secured card. A secured card works by depositing money with a bank in order to use a credit card. The limit on the card is usually the same amount deposited in the bank. You have to pay back the amount you spend every month but once the card becomes unsecured, you get your deposit back.
Creditors will not see the card as a secured card but as a regular credit card which means it helps you rebuild your credit.
For more information or assistance with your bankruptcy case, residents of Sacramento can look to Liviakis Law Firm. Contact us at 916.459.2364 for your free consultation.

Our Office

Former Office
1215 K St

Sacramento, CA 95814

Phone: 916 459 2364
New Office
2377 Gold Meadow Way
#100

Gold River, CA 95670

Phone: 916 459 2364

Client Reviews

Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...

Lindsey Joyner

Mik is a great attorney. Very friendly & professional. Price is was bit high compared to other firms. Probably the highest I've seen. If price your thing, checkout other firms. Other than that, Mik will get the...

Oi Vinn

Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...

Jina and Steven Hale

Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...

Wes Pohl

I nothing but great Experiences, and great service.

Tony Boone

Positive: Professionalism, Quality, Responsiveness, Value

Linda Todd

Contact Us

Fill out the contact form or call us at (916) 459-2364 to schedule your free consultation.
  • Language.png Free Consultation
  • Phone.png Phone Appointments Available
  • Gavel.png Talk to Award Winning Attorney Today

Leave Us a Message