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Try These 5 Things To Improve Your Credit Score

Try These 5 Things To Improve Your Credit Score

There are a few reasons why your credit score may be low. First, you may not have established credit yet. Credit scores are based heavily on your credit history, e.g. loans you have taken, expensive items you have purchased, etc. If you have little or no credit, it...

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Debt Collection Protection

Debt Collection Protection

Fair Debt Collection Practices Act (this is part of the Consumer Credit Protection Act) provides consumers with protections against unlawful or unethical debt collection practices. Under the FDCPA, debt collectors must follow certain rules about contacting consumers....

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Wage Garnishment and Bankruptcy

Wage Garnishment and Bankruptcy

Wage garnishment is legal order in which your employer is required to deduct money from your salary and wages to be paid to a creditor. Wage garnishment orders can demand portions of your paycheck for resolving debts like spousal/child support, student loan debts or...

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Foreclosure and Bankruptcy

Foreclosure and Bankruptcy

For most people, a mortgage is their most expensive asset and largest debt. If the debt owed on your home becomes too high of a financial burden to bear, you have a short window to seek help for your missed payments before losing the home. Foreclosures 101 Foreclosure...

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Make a Plan to Be Debt Free

Make a Plan to Be Debt Free

This year has been filled with unexpected events and outcomes for many families.  A turbulent economy, unexpected challenges in careers, and the loss of the comforting sense of status quo have all presented unique challenges to daily life. In times of uncertainty, it...

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Credit Scores After Bankruptcy

Credit Scores After Bankruptcy

There is a misconception that filing for bankruptcy damages your credit and prevents you from securing credit in the future. In fact, this is one of the most common excuses people have for not seeking debt relief help through bankruptcy. This misconception can do more...

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Vehicles and Bankruptcy

Vehicles and Bankruptcy

If you are stuck in debt, you should consider filing for personal bankruptcy, which helps clear away your debts. Personal bankruptcy includes two types, Chapter 7 and Chapter 13. While Chapter 7 means liquidating some of your assets if you have any that exceed the...

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Marriage and Bankruptcy

Marriage and Bankruptcy

Financial problems are often a source of contention in marriages, especially if large debts are burdening the family. If you and your spouse are experiencing overwhelming debt, you may consider filing for bankruptcy to get rid of the debt. However, timing is...

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Medical Debt and Bankruptcy

Medical Debt and Bankruptcy

Two of the most common types of debt include secured and unsecured. Secured debts, like car and home loans, are tied to collateral that can be repossessed if you fail to make a payment. Unsecured debts, like credit cards and payday loans, are not tied to collateral or...

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Money Management and Bankruptcy

Money Management and Bankruptcy

It might seem that there is a direct connection between money management and bankruptcy. Money management skills are not always about being prepared or staying alert about your money. However, the financial burden is often unexpected and more complicated than it...

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