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Bankruptcy Law Blog

I really don’t want to file bankruptcy, can’t I just negotiate with my creditors?
Liviakis Law Firm

Many individuals grappling with financial difficulties often believe that negotiating with creditors is a more favorable solution than filing for bankruptcy. The mere thought of bankruptcy typically engenders fear and apprehension. This reaction primarily stems from widespread misconceptions about bankruptcy and its impact. In reality, bankruptcy can often serve as a lifeline, an efficient and…

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Why does the Creditor Want to Garnish My Wages and How do I Stop it?
Liviakis Law Firm

The wage garnishment process can be a stressful experience for consumers who find themselves in debt. So, why does a creditor resort to wage garnishing, and is there any way to forestall it? This article provides valuable insights into these questions. Wage garnishment is a legal procedure that permits a creditor to claim a debtor’s…

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Why have I waited so long to file bankruptcy?
Liviakis Law Firm

Liviakis Law Firm is commonly asked the question – “Why have I waited so long to file bankruptcy?” Often, struggling individuals and businesses hesitate to consider bankruptcy due to the prevalent myths and misconceptions around it. This article aims to dispel those falsehoods and emphasize the timely consideration of bankruptcy as a feasible option. Understanding…

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What Happens at the Bankruptcy Court in Sacramento, CA ?
Liviakis Law Firm

The Bankruptcy Court in Sacramento, CA provides various services related to bankruptcy issues. These include: Bankruptcy cases in Sacramento are handled by the U.S. Bankruptcy Court for the Eastern District of California. The Sacramento Division serves residents of Sacramento County and surrounding areas. The court is located at: U.S. Bankruptcy Court – Sacramento Division501 I…

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Understanding the bankruptcy means test
Liviakis Law Firm

The bankruptcy means test is a critical aspect for those considering filing bankruptcy. It is a complex formula leveraged by the courts to ascertain whether you can file for Chapter 7 bankruptcy, also known as straight or liquidation bankruptcy, or whether you are eligible for Chapter 13 bankruptcy, referred to as wage earner’s plan. The…

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Finding a Bankruptcy Attorney Near Me
Liviakis Law Firm

When it comes to resolving financial difficulties, declaring bankruptcy could be a viable option. In such cases, finding a bankruptcy attorney near me becomes a task of immediate importance. With the advent of technology and availability of online resources, the search for a bankruptcy attorney has become a less daunting task. Here are a few…

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Would High Tariffs Lead to More Bankruptcy Filings
Liviakis Law Firm

At Liviakis Law Firm, we understand that economic factors play a crucial part in bankruptcy filings. As your Bankruptcy Attorney serving Modesto California, we are constantly monitoring these situations to best advise our clients. Today, we would like to discuss and analyze how increasing U.S tariffs could potentially lead to a rise in bankruptcy filings.…

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What kind of lawyer do I need for bankruptcy?
Liviakis Law Firm

Understanding Bankruptcy and its Legal Implications Bankruptcy is a legal process that allows individuals or businesses to eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. The objective is to give these entities a fresh financial start. However, the complexity of bankruptcy laws and the potential consequences…

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How do you pay a bankruptcy lawyer if you have no money?
Liviakis Law Firm

The idea of paying for a bankruptcy lawyer when you’re already struggling financially can seem daunting. However, there are several methods that can make it possible. This article will outline some of these options and provide you with useful information to help you navigate this challenging situation. Paying with Installments Many bankruptcy lawyers understand that…

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