Utility Shut-Offs and Bankruptcy

Liviakis Law Firm Team

If you find yourself struggling with your debt due to a job loss, being underemployed, or illness, you may find that you have fallen behind on your utility bills. If you are worried that your lights or your water are about to be shut off, contact a bankruptcy attorney to stop the actions against you.

Automatic Stay

One of the benefits of filing bankruptcy is that it puts an immediate stop to bill collectors due to the automatic stay. All actions will stop, such as vehicle repossessions, foreclosures, phone calls, letters, and utilities shut off. The automatic stay also temporarily stops all lawsuits against you by creditors.

20 Days

Chapter 7 bankruptcy can stop utility shut off for up to 20 days. Within that time, the debtor can either pay the remaining balance on the bill or stop services and have the bill wiped away in bankruptcy. When you have received a cut off notice, and you just don’t have the money to pay it, sometimes contacting your utility provider can get you some more time. Several low-income energy assistance programs can help you with your monthly utility bill if you qualify. By contacting your local Health and Human Services organizations, you can usually find some agencies to help you.

If you have more debt problems than just utility bills and you don’t know how you are going to pay them, contact a Roseville bankruptcy attorney today.

Our Office

Former Office
1215 K St

Sacramento, CA 95814

Phone: 916 459 2364
New Office
2377 Gold Meadow Way
#100

Gold River, CA 95670

Phone: 916 459 2364

Client Reviews

Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...

Lindsey Joyner

Mik is a great attorney. Very friendly & professional. Price is was bit high compared to other firms. Probably the highest I've seen. If price your thing, checkout other firms. Other than that, Mik will get the...

Oi Vinn

Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...

Jina and Steven Hale

Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...

Wes Pohl

I nothing but great Experiences, and great service.

Tony Boone

Positive: Professionalism, Quality, Responsiveness, Value

Linda Todd

Contact Us

Fill out the contact form or call us at (916) 459-2364 to schedule your free consultation.
  • Free Consultation
  • Phone Appointments Available
  • Talk to Award Winning Attorney Today

Leave Us a Message