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As we expect the nation to enter a recession in the coming weeks, many Americans are panicking about how to protect their funds and families from what could be financially hard times. For the nation, the strategy is much more complicated. There is no one answer to this question as each recession is different and…

The bankruptcy process can seem intimidating to those who are unfamiliar with the process. Often thought of as the consequence of poor money management and irresponsibility, the bankruptcy process is actually intended to benefit citizens. The rules of bankruptcy were developed to help those suffering undue financial hardship regain a fresh start. The first step…

Every year, millions of Americans are faced with financial problems that threaten their ability to provide for their families. The negative consequences of debt, income loss, and the inability to get out of debt can have painstaking effects. When reviewing options for relieving debts, not all solutions are created equal. In fact, there is a…

Contrary to popular belief, filing for bankruptcy does not mean that you give up everything that you own. There are bankruptcy exemptions that protect your property even after your filing. Bankruptcy exemptions are the laws that stipulate that your creditors or the court trustee cannot touch specific property. The bankruptcy code is a federal law…