Citrus Heights

Citrus Heights Bankruptcy & Debt Relief Law Firm

A Citrus Heights Bankruptcy Attorney can assist you with timely advice about how to resolve persistent debt issues. Citrus Heights hosts some of the largest retailers at its well known Sunrise Mall, which after an expensive remodeling project now boasts over 100 new stores, including giant clothing stores like Macy’s, Sears, and JC Penney’s. Even the surrounding area is growing as new stores rush in to participate in the recent growth. But while businesses in the areas have rebounded quickly from the great recession individuals and families have not fared so well. Many folks are still unable to find full time employment or achieve promotion or raises that are sufficient to keep up with rising costs. Rent, food, and fuel are more expensive than in past years and this leaves families with even less money to pay their debts. If you are struggling with overwhelming debt, Liviakis Law Firm can help you eliminate or consolidate your debt for a more financially sound future. We provide trusted, courteous, and honest service to hard-working individuals, families, and businesses who need help in Citrus Heights and surrounding areas. On an individual basis, we work with you to determine the best methods for consolidating your debt under the Bankruptcy Code. We will discuss these options with you:

  • Chapter 7 bankruptcy
  • Chapter 13 bankruptcy
  • Chapter 11 bankruptcy
  • Debt Settlement

These options can help you reduce debt, preserve your assets, protect against foreclosure, and much more. Contact our office today to get started with a consultation.

Debt relief is actually more important than income and utility costs are for folks in Citrus Heights. That's because there is a proven method to reduce debt in a meaningful way, filing chapter 7 or chapter 13 bankruptcy. While income and wages are mostly stagnant. Some employees have worked for years without a significant change in their pay. And while utility costs like electricity, phone, and internet are significant, there isn't much that we can do to reduce them and they are essential. So bankruptcy relief for Citrus Heights residents is usually the best first step to getting a rapidly improved financial life.

Relief from Creditors

One of the most difficult parts of dealing with debt is the harassment from creditors. When you are behind on your bills some creditors will apply strong pressure even to the point of harassment in an effort to collect a payment from you.  The Liviakis Law Firm can help take this stress from your shoulders when you file for bankruptcy with the help of our bankruptcy attorneys. We are your trusted advocates and representatives to creditors and to the court. Court trustees, creditors, and clients alike have recognized our reputation for integrity and service. We are able to find solutions where others do not look. Contact us now to begin experiencing immediate relief.

Foreclosure Protection

If you are worried about home foreclosure or the loss of other valued assets, please do not hesitate to call us. When you receive a notice of default from the mortgage company there may still be a limited time frame where we can help save a house before it gets sold at auction. By filing for bankruptcy with our law firm, you can protect your home, your vehicle, and other assets from foreclosure or repossession while you prepare your case. Our firm will be on your side every step of the way, guiding you through court procedures and important decisions. We have experience in the following scenarios:

  • Business bankruptcy
  • Personal bankruptcy
  • Foreclosure defense
  • Estate planning

If you would like to enjoy a debt-free future with greater independence, security, and confidence, then contact our office today. We will conduct a free initial consultation to discuss your unique situation and the best way to seek debt relief with a successful outcome.

Contact Liviakis Law Firm for a Free Initial Consultation

(916) 459-2364

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