Debt Settlement Law in Sacramento, CA

Looking for the right debt relief solution?

Have you accumulated more debt than you can afford to pay off?

You aren’t alone. Many Californians fall behind on debt payments every year due to rising costs of living, housing, and unforeseen financial circumstances.

The good news is that you have consumer rights and options that can be leveraged for debt relief.

Our debt settlement attorneys have over a decade of experience in negotiating with creditors to consolidate and reduce debt, lower interest rates, stop creditor harassment, and more.

If your debts are too great or you’re experiencing creditor harassment and want to understand your rights and options for debt relief, give us a call and start your free debt settlement consultation today.

What Is Debt Settlement?

Debt settlement provides debt relief by negotiating a legal agreement with creditors to reduce the amount of money that is owed on your accounts.

How Can a California Debt Attorney Help?

An experienced debt lawyer will review your financial situation and then walk you through intelligent solutions that can be used to settle your debts with creditors.

Our debt attorneys include a thorough review of your finances to determine if debt settlement is right for you (or whether filing bankruptcy is better), a step-by-step plan to achieving a favorable debt settlement with your creditors, and skilled negotiation on your behalf with your creditors to secure the best possible financial outcome for you, your family, and your business.

Client Reviews

Mr. Liviakis is extremely knowledgeable and answered all of the questions that we had about our situation. He made a really difficult time manageable with his help and expertise. I would definitely recommend...

Lindsey Joyner

Mik helped us save our home and settle with creditors during the pandemic after we were forced to close our family business for over a year. I am forever grateful. He was kind and professional and followed up...

Jina and Steven Hale

Mr. Liviakis was timely and professional. He patiently answered questions and explained the process. He provided handouts that clearly outlined due dates. The firm's paralegal was very easy to work with. I...

Wes Pohl

Attorney Liviakis is simply the best, he demeanor, concern convey when you visit his office and on the phone. Brent is so kind also! I hope to never be in my situation again but if so I m calling Attorney...

April R

Great Service working with Mik and Brent. They were very responsive in answering all my questions. I dont know what I would have done without hiring the Liviakis Law Firm and digging myself out of some very old...

Cindy Walker

I would highly recommend Liviakis Law Firm for anyone who is need of a bankruptcy attorney. They are very professional and extremely helpful.

Peggi Stover

Mr Liviakis was great in assistant me with my bankruptcy during a very difficult time in my life. I appreciate his effort and understanding and everything went smooth. Thank you, hopefully we never have to do...

Kenneth Pedigo

Positive: Professionalism, Quality, Responsiveness, ValueVery satisfied with the quality of work and friendly service of Liviakis Law Firm 100% recommended!

Keven Jast